Discounting is a manifestation of behavioral impulsivity, which is closely related to self-regulation processes. The decision-making process for intertemporal choices is governed by the inhibition of impulses, which can influence both risk and time-related attitudes. This paper utilizes self-reported measures of risk, impatience, and impulsivity attitudes to examine their impact on the implicit discount rate used when weighing the current purchase cost against future energy savings of appliances. It analyzes and tests the interplay between these attitudes using specific functional forms and causal models. The results highlight the role of risk, impatience and impulsivity on the discount rate and the biases that arise from omitting impulsive attitudes. In addition, other factors such as environmental and social preferences, attitudes, and financial constraints contribute to the implicit discount rate.

折扣是行为冲动的表现，与自我调节过程密切相关。跨期选择的决策过程受到冲动抑制的控制，这会影响风险和时间相关的态度。本文利用自我报告的风险、不耐烦和冲动态度的衡量标准来检验它们对在权衡当前购买成本与未来电器节能时使用的隐性贴现率的影响。它使用特定的功能形式和因果模型来分析和测试这些态度之间的相互作用。结果强调了风险、急躁和冲动对贴现率的影响，以及因忽略冲动态度而产生的偏差。此外，环境和社会偏好、态度和财务约束等其他因素也会影响隐性贴现率。