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Does openness increase vulnerability to digital frauds? Observing social media digital footprints to analyse risk and legal factors for banks
International Journal of Law and Management ( IF 1.3 ) Pub Date : 2022-06-22 , DOI: 10.1108/ijlma-04-2022-0081
Nilaya Murthy , Santosh Gopalkrishnan

Purpose

The purpose of this study is to find out if there is a sequence or pattern to digital frauds and whether the openness quotient of any individual has a meaningful role to play in them becoming victims of digital frauds. The legal and regulatory angle of digital frauds and relief measures for social media openness and frauds are discussed to examine the connection between openness, identity data, visibility, vulnerability, digital frauds and social media sharing of information.

Design/methodology/approach

This study is empirical and investigative research. Primary data was collected via questionnaires circulated among participants from various age groups to understand the implications of different demographic factors such as age, websites used, profiles created and data shared on the internet, social media and e-commerce websites.

Findings

The results exhibit that the openness factor does affect vulnerability and has an influence on the risk and legal component of inclination towards digital frauds.

Practical implications

This research study results in bridging the gap by increasing the level of understanding and awareness in users toward achieving proactive and regulated behaviour and comprehending the violation of various acts of digital frauds and its implications, especially in the Indian banking sector.

Originality/value

This study will be beneficial to all individuals alike in understanding the implications of excessive openness toward digital platforms and evaluating generic and legal solutions to avoid becoming victims of digital fraud.



中文翻译:

开放性是否会增加对数字欺诈的脆弱性?观察社交媒体数字足迹以分析银行的风险和法律因素

目的

本研究的目的是找出数字欺诈是否存在序列或模式,以及任何个人的开放商是否在他们成为数字欺诈的受害者方面发挥了有意义的作用。讨论了数字欺诈的法律和监管角度以及社交媒体开放和欺诈的救济措施,以检查开放性、身份数据、可见性、漏洞、数字欺诈和社交媒体信息共享之间的联系。

设计/方法/方法

本研究为实证研究和调查研究。主要数据是通过在不同年龄组的参与者之间分发的问卷收集的,以了解不同人口统计因素的影响,例如年龄、使用的网站、创建的个人资料以及在互联网、社交媒体和电子商务网站上共享的数据。

发现

结果表明,开放性因素确实会影响脆弱性,并对数字欺诈倾向的风险和法律成分产生影响。

实际影响

本研究通过提高用户对实现主动和受监管的行为的理解和意识水平,以及理解各种数字欺诈行为的违规及其影响,特别是在印度银行业,从而弥合了差距。

原创性/价值

这项研究将有利于所有个人了解过度开放对数字平台的影响,并评估通用和法律解决方案以避免成为数字欺诈的受害者。

更新日期:2022-06-23
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