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Parameters that Motivate Table Olive Farmers To Buy Agricultural Insurance: The Case of Western Turkey
Erwerbs-Obstbau ( IF 1.2 ) Pub Date : 2022-05-12 , DOI: 10.1007/s10341-022-00682-x
Naciye Tok , Ferit Çobanoğlu , Renan Tunalıoğlu

Defining components that affect agricultural insurance contract decisions is indispensable to the sustainability of table olive cultivation in the region. The Akhisar district is located within the borders of Manisa province, a region in Turkey in which traditional, and the most famous, table olive varieties are grown. This study explores parameters that predict the decisions of farmers in this district to purchase agricultural insurance and identifies perceptions of agricultural insurance in the region. A survey was conducted among 121 purposefully selected farmers. Some farmers’ sociodemographic characteristics and their households were identified using basic descriptive statistics, such as arithmetic means and percentage rates, and factors that affect farmers’ decisions to buy agricultural insurance were defined using binary logistic regression. Although table olive farmers could insure their products against risk by buying full hail and frost packages within the scope of crop insurance, the desired success with agricultural insurance has not been achieved. Although the agricultural insurance that covers farmers who grow table olives remains insufficient, it still plays a role in patterns of agricultural production in the region, results in greater income than other agricultural products, and contributes to the government’s premiums for agricultural insurance. Future studies should expand insurance practices to improve farmers’ perceptions of agricultural insurance, especially regarding drought yield insurance for perennial fruit trees, including table olives.



中文翻译:

激励食用橄榄农民购买农业保险的参数:土耳其西部的案例

定义影响农业保险合同决策的组成部分对于该地区食用橄榄种植的可持续性至关重要。阿克希萨尔区位于马尼萨省境内,该地区是土耳其种植传统且最著名的食用橄榄品种的地区。本研究探讨了预测该地区农民购买农业保险决定的参数,并确定了该地区对农业保险的看法。对 121 名特意挑选的农民进行了一项调查。使用算术平均值和百分比等基本描述性统计数据确定了一些农民的社会人口特征及其家庭,并使用二元逻辑回归定义了影响农民购买农业保险决策的因素。尽管食用橄榄农民可以通过在作物保险范围内购买全面的冰雹和霜冻套餐来确保其产品免受风险,但农业保险尚未取得预期的成功。尽管覆盖食用橄榄农民的农业保险仍然不足,但它仍然在该地区的农业生产格局中发挥着作用,带来了比其他农产品更高的收入,并为政府农业保险保费做出了贡献。未来的研究应扩大保险实践,以提高农民对农业保险的看法,特别是在多年生果树(包括食用橄榄)的干旱产量保险方面。

更新日期:2022-05-12
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