ABSTRACT

This study examines Health Savings Account (HSA) effects on health-related debt outcomes. Applying the health lifestyles theory, a subset of 12,686 respondents from three years (2010, 2012, and 2014) of secondary quantitative data from the National Longitudinal Surveys of Youth (NLSY) was drawn. The sample included respondents who answered survey questions about owning an HSA, chronic disease status, health behavior, and health-related debt. Descriptive, bivariate, and generalized estimating equation (GEE) analyses were conducted. Results indicate HSA ownership status (p = .76) is not significantly associated with reporting health-related debt. Implications for social work practice are discussed.

摘要

本研究考察了健康储蓄账户 (HSA) 对健康相关债务结果的影响。应用健康生活方式理论，从全国青年纵向调查 (NLSY) 的三年（2010 年、2012 年和 2014 年）二级定量数据中抽取了 12,686 名受访者的子集。样本包括回答有关拥有 HSA、慢性病状况、健康行为和健康相关债务的调查问题的受访者。进行了描述性、双变量和广义估计方程 (GEE) 分析。结果表明 HSA 所有权状态 ( p = .76) 与报告与健康相关的债务没有显着相关性。讨论了对社会工作实践的影响。