Abstract

Access to credit is a major limitation for small-scale fish farmers in Bangladesh in pursuing their fish farming activities. One attempted remedy is that NGOs have created microcredit facilities to address this limitation. This study empirically assesses the impact of microcredit on the economic welfare of the poor fish farmers in the Mymensingh district of Bangladesh. Opinions of the fish farmers toward their economic well-being under microcredit programs have also been assessed by using the Binary Logistic Regression technique. Our empirical findings support the existing literature that access to credit can significantly contribute to the expansion of the economic welfare of the fish farmers in terms of household income and expenditure. Furthermore, our study demonstrates that an overwhelming proportion of the fish farmers has expressed satisfaction toward microcredit programs for uplifting their living-standard on economic indicators.

摘要

获得信贷是孟加拉国小规模养鱼者从事养鱼活动的主要限制因素。一种尝试的补救措施是非政府组织创建了小额信贷设施来解决这一限制。本研究实证评估了小额信贷对孟加拉国迈门辛地区贫困养鱼者经济福利的影响。还使用二元逻辑回归技术评估了养鱼者对其在小额信贷计划下的经济福祉的看法。我们的实证研究结果支持现有文献，即获得信贷可以显着促进养鱼户在家庭收入和支出方面的经济福利的扩大。此外，