The pursuit of a systematic frequency uncertainty beyond 10⁻¹⁸ clock has triggered a multitude of investigations on the multipolar and higher-order lattice light shifts. The Cd atom has been proposed as a new candidate for the development of a lattice clock because of its smaller blackbody radiation shift at room temperature. Here, we apply an improved combined method of the Dirac–Fock plus core polarization and relativistic configuration interaction methods to calculate the dynamic multipolar polarizabilities of the Cd clock states. The effects of the high-order core-polarization potentials on the energies, reduced matrix elements, and multipolar polarizabilities have been evaluated systematically. The detailed comparison with available literature demonstrates that taking into account of the high-order core-polarization potentials is a simple and effective approach to improve the results of atomic properties for heavy atoms.