Critical insurance studies recognises insurance as not purely actuarial and calculative. From this recognition, this theoretically informed research pays attention to the reproduction of power in insurantial discourse and practice, and possibilities for equitable change. To extend geographical contributions in this regard, I review critical insurance research and describe three intersecting foci – governmentality, materiality and spatiality. I also contribute new insights in considering insurance as co-constituting fluid and fire space – as flowing and adapting within everyday complexities, and as fiery and constituted through multiple flickering realities. These contestable multiplicities and mobilities may contribute to more equitable configurations beyond the hegemonic.

关键保险研究承认保险并非纯粹的精算和计算。从这一认识出发，这项具有理论依据的研究关注保险话语和实践中的权力再生产，以及公平变革的可能性。为了扩大这方面的地理贡献，我回顾了关键的保险研究并描述了三个交叉的焦点——政府性、物质性和空间性。我还提出了新的见解，将保险视为共同构成的流体和火灾空间——在日常复杂性中流动和适应，以及通过多重闪烁的现实构成的炽热和构成。这些可竞争的多样性和流动性可能有助于超越霸权的更公平的配置。