ABSTRACT

The study assess mobile money demand for utility bill payments and identify factors that affect its adoption in Ethiopia. We use data from urban household survey and dichotomous choice experiment that randomly offer a range of prices for using mobile money to pay utility bills. We find that households are willing to pay a higher price to use mobile money than the actual price charged by current mobile money service providers for the payment of goods and services. However, demand is sensitive to price changes. Our findings suggest strong latent demand for mobile money in processing payments.

中文翻译：

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公用事业账单支付中的移动货币需求：埃塞俄比亚的 WTP 估计

摘要

该研究评估了移动货币对公用事业账单支付的需求，并确定了影响其在埃塞俄比亚采用的因素。我们使用来自城市家庭调查和二分选择实验的数据，这些数据随机提供了使用移动货币支付水电费的一系列价格。我们发现，与当前移动货币服务提供商为支付商品和服务所收取的实际价格相比，家庭愿意为使用移动货币支付更高的价格。然而，需求对价格变化很敏感。我们的研究结果表明，在处理支付方面对移动货币的潜在需求很大。