This study examines two dimensions of diversity on the board of directors (BOD) and the sharia supervisory board (SSB), namely, gender diversity and educational diversity, and their influence on risk taking by Islamic banks. The study extends the literature by examining whether the influence of gender and educational diversity on Islamic banks' risk taking differs based on whether the bank is publicly listed. Based on a sample of Islamic banks in twenty-six countries, the findings suggest that greater representation of women on the BOD decreases the insolvency risk at listed Islamic banks and that the educational diversity of BOD and SSB members has a significant influence on Islamic banks’ risk taking, conditional on whether they are publicly listed. The results are robust to market-based risk measures and the use of a difference–generalized method of moments estimator and propensity score matching technique.

本研究考察了董事会 (BOD) 和伊斯兰教法监事会 (SSB) 多元化的两个维度，即性别多元化和教育多元化，以及它们对伊斯兰银行风险承担的影响。该研究通过检查性别和教育多样性对伊斯兰银行风险承担的影响是否因银行是否公开上市而有所不同，从而扩展了文献。基于 26 个国家的伊斯兰银行的样本，调查结果表明，女性在董事会中的更多代表降低了上市伊斯兰银行的破产风险，并且董事会和 SSB 成员的教育多样性对伊斯兰银行的影响显着。风险承担，取决于他们是否公开上市。