Previous studies have suggested that the participation of people with disabilities in the labor market might be affected by their risk perception, as finding a job might be perceived as an action that risks their allowance. The current study explores 2 main questions that relate to risk preferences among people with disabilities. First, it explores the potential relationship between risk preferences and employment by comparing the risk preferences of employed and unemployed people with disabilities. Second, it questions whether the risk preferences of people with disabilities are different from those of people without disabilities. To measure risk preferences in these 3 populations, we used 2 common elicitation methods: the Holt–Laury task and the balloon analogue risk task. The 2 methods complement each other, as the Holt–Laury task measures decisions from description and “explicit” risk-taking, whereas the balloon analogue risk task measures decisions from experience and “implicit” risk-taking. The results revealed no difference in risk preferences between people with and without disabilities. However, contrary to propositions from earlier studies, employed people with disabilities were found to be more risk-averse than unemployed people with disabilities. One possible interpretation of the results could be that risk aversion increases the willingness of people with disabilities to make compromises in order to participate in the labor market.

中文翻译：

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残疾人的风险偏好及其与劳动力市场参与的关系。

以前的研究表明，残疾人参与劳动力市场可能会受到他们的风险认知的影响，因为找工作可能被视为一项冒着津贴风险的行动。当前的研究探讨了与残疾人风险偏好相关的 2 个主要问题。首先，它通过比较就业和失业残疾人的风险偏好来探讨风险偏好与就业之间的潜在关系。其次，质疑残疾人与非残疾人的风险偏好是否不同。为了衡量这 3 个人群的风险偏好，我们使用了 2 种常见的启发式方法：Holt-Laury 任务和气球模拟风险任务。两种方法相辅相成，因为 Holt-Laury 任务根据描述和“显式”冒险来衡量决策，而气球模拟风险任务根据经验和“隐式”冒险来衡量决策。结果显示，残疾人和非残疾人的风险偏好没有差异。然而，与早期研究的主张相反，就业的残疾人被发现比失业的残疾人更厌恶风险。对结果的一种可能解释是，风险规避增加了残疾人为了参与劳动力市场而做出妥协的意愿。结果显示，残疾人和非残疾人的风险偏好没有差异。然而，与早期研究的主张相反，就业的残疾人被发现比失业的残疾人更厌恶风险。对结果的一种可能解释是，风险规避增加了残疾人为了参与劳动力市场而做出妥协的意愿。结果显示，残疾人和非残疾人的风险偏好没有差异。然而，与早期研究的主张相反，就业的残疾人被发现比失业的残疾人更厌恶风险。对结果的一种可能解释是，风险规避增加了残疾人为了参与劳动力市场而做出妥协的意愿。