There are two kinds of strategies to control Non Performing Assets i.e. curative and preventive. The paper is an attempt to focus on the effectiveness of various preventive strategies in controlling NPA in future.For this study primary data have been collected from 82 branches out of 138 branches of Sagar District in Madhya Pradesh of India. The respondents are the branch managers or recovery officer of each branch.The primary data are related to the causes of NPA, actual usage of preventive measures and effectiveness of each preventive strategy. It highlights few new causes which are barely covered by the earlier researches. The study also represents the actual usage of various preventive measures along with the effectiveness of preventive measures in averting NPA to be occurred in future. The outcome of this study could provide a valuable insight about which strategy is more effective to prevent these stressed assets. Besides that, it could aware the banking authorities regarding the problems faced by the managers in using the preventive measures.

中文翻译：

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为管理印度银行不良资产而实施的预防性管理策略的有效性评估：案例研究

控制不良资产的策略有两种，即治疗策略和预防策略。本文试图关注未来各种预防策略在控制 NPA 方面的有效性。本研究收集了印度中央邦萨加尔区 138 个分支机构中的 82 个分支机构的原始数据。受访者为各分行的分行经理或恢复负责人。主要数据涉及NPA的成因、预防措施的实际使用情况以及各预防策略的有效性。它强调了早期研究几乎没有涵盖的几个新原因。该研究还代表了各种预防措施的实际使用情况，以及预防措施在避免将来发生 NPA 方面的有效性。这项研究的结果可以提供有关哪种策略更有效地防止这些压力资产的宝贵见解。除此之外，它可以让银行当局了解管理人员在使用预防措施时面临的问题。