This research studies the stylized fact of a “gender gap” in that women tend to have lower financial literacy than men. Our data which samples middle-class people from Bangkok does not show a gender gap for those with at least minimum wage earnings. This result is not explained by men’s low financial literacy, nor by women’s high income and good education. Rather, country characteristics may influence finance-specific gender equality, such as Thailand’s small gender gaps in pupils’ mathematics abilities and secondary school enrollment, and women’s strong role in financial affairs. This may indicate ways to reduce the gender gap in financial literacy elsewhere.

这项研究研究了“性别差距”的典型事实，即女性的金融知识往往低于男性。我们对来自曼谷的中产阶级人群进行抽样调查的数据并未显示出最低工资收入者的性别差距。造成这一结果的原因不是男性的金融知识水平低，也不是女性的高收入和良好的教育。相反，国家特征可能会影响特定于金融的性别平等，例如泰国在学生的数学能力和中学入学率方面的性别差距很小，以及女性在金融事务中的重要作用。这可能表明如何减少其他地方在金融知识方面的性别差距。