Purpose

The purpose of this paper is to examine the effect of foreign bank assets (FBA) and (FBP) presence is examined on banking stability in the economies with strong and weak country-level corporate governance (CLCG) in Africa between 2006 and 2015.

Design/methodology/approach

Using a Prais–Winsten panel data model of 86 banks in about 30 African economies, findings on how FBA and presence influence banking stability in strong and weak corporate governance economies under different regulatory regimes are reported for the first in Africa.

Findings

The findings show that foreign bank presence (FBP) and assets promote banking stability. However, the positive effect of FBA and presence is enhanced in economies with strong CLCG, whereas the positive effect of FBA and presence is weakened in economies with weak CLCG. After introducing different regulatory regimes, it is observed that the enhancing effect of FBP and assets on banking stability in the full sample and economies with strong and weak CLCG systems is deepened or improved under the loan loss provision regulation regime. However, under the private and public sector-led financial transparency regulations, the reducing effect of FBP and assets on banking stability in economies with weak corporate governance systems is further dampened.

Practical implications

These findings show that the relationship between FBP and assets is deeply shaped by corporate governance systems and regulatory regimes in Africa. Hence, policymakers must build strong corporate governance and sound regulatory regimes to enhance how foreign bank operations promote banking stability.

Originality/value

This study presents first-time evidence on how FBA and presence influence banking stability under strong and weak governance systems while considering different regulatory regimes.

中文翻译：

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非洲的外资银行和银行业稳定性：不同监管制度下的强弱公司治理体系重要吗？

目的

本文的目的是检验 2006 年至 2015 年期间，外国银行资产 (FBA) 和 (FBP) 的存在对非洲国家级公司治理强弱 (CLCG) 经济体银行稳定性的影响。

设计/方法/方法

使用大约 30 个非洲经济体的 86 家银行的 Prais-Winsten 面板数据模型，在非洲首次报告了在不同监管制度下，FBA 和存在如何影响强弱公司治理经济体中银行稳定性的调查结果。

发现

调查结果表明，外国银行的存在 (FBP) 和资产促进了银行业的稳定性。然而，在 CLCG 强的经济体中，FBA 和存在的积极影响增强，而在 CLCG 较弱的经济体中，FBA 和存在的积极影响减弱。在引入不同的监管制度后，可以观察到，在贷款损失准备监管制度下，FBP 和资产对全样本和强弱 CLCG 系统的经济体的银行稳定性的增强作用得到深化或改善。然而，在私营和公共部门主导的金融透明度法规下，FBP 和资产对公司治理体系薄弱的经济体银行稳定性的降低作用进一步减弱。

实际影响

这些发现表明，FBP 与资产之间的关系深受非洲公司治理体系和监管制度的影响。因此，政策制定者必须建立强有力的公司治理和健全的监管制度，以加强外国银行业务促进银行业稳定的方式。

原创性/价值

本研究首次提供了关于 FBA 和存在如何在强弱治理体系下影响银行稳定性的证据，同时考虑不同的监管制度。