Following the Great Financial Crisis, European Union (EU) rules in the area of banking supervision have become ever more strongly influenced by the (formally non-binding) standards developed by international financial fora, chief of which are the G20 and the Basel Committee on Banking Supervision. European representation in these fora fluctuates, as varying, though, reduced groups of individual Member States are involved directly alongside EU institutions and bodies. Taking the example of the Basel Accords, this article sets forth to examine how the European participation in those fora is articulated, whilst also assessing the existing mechanisms of democratic accountability. Indeed, in view of the important constraints these standards impose on European legislators, it is of utmost importance that they be involved early on when they are defined to avoid any democratic accountability gap from arising.

大金融危机之后，欧盟 (EU) 在银行监管领域的规则受到国际金融论坛制定的（正式不具约束力的）标准的影响越来越大，其中主要是 G20 和巴塞尔委员会银行监管。欧洲在这些论坛中的代表会有所波动，因为不同的、减少的个别成员国团体直接与欧盟机构和团体一起参与。以《巴塞尔协议》为例，本文阐述了欧洲如何参与这些论坛，同时还评估了现有的民主问责机制。事实上，鉴于这些标准对欧洲立法者施加的重要限制，