In reality, supply chain member may apply for loan from bank when he$ \backslash $she is capital-constrained, or may deposit idle capital to bank when he$ \backslash $she is well-funded. This study focuses on the Stackelberg pricing policy considering bank's deposit and loan based on delay payment scheme in a dyadic capital-constrained supply chain. First, the market demand is given, and then the profit functions of supply chain members are built. According to Stackelberg game, the four pricing models are constructed for four scenarios. By solving models, optimal pricing policies of supply chain members for each scenario can be determined. Finally, impacts of the interest rate for fixed deposit by installments, deposit rate and loan rate on optimal pricing policies are analyzed. The research results show that, in manufacturer capital-constrained situation, these rates can affect optimal pricing policies and profits; in retailer capital-constrained situation, deposit rate and loan rate have no effect on them, but the interest rate for fixed deposit by installments can still affect them. Our study provides a feasible way for supply chain members in pricing decision considering bank's deposit and loan based on delay payment scheme in a dyadic capital-constrained supply chain, and contributes to the theoretical research on the capital-constrained supply chain management and the management practice for capital-constrained supply chain members with bank' deposit and loan.

中文翻译：

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基于延迟支付方案考虑银行存贷款的二元资本约束供应链中的Stackelberg定价策略

在现实中，供应链成员可能在资金紧张时向银行申请贷款，或者在资金充足时将闲置资金存入银行。本研究的重点是在二元资本约束的供应链中考虑银行存贷款延迟支付方案的 Stackelberg 定价政策。首先给出市场需求，然后构建供应链成员的利润函数。根据 Stackelberg 博弈，四种定价模型是针对四种场景构建的。通过求解模型，可以确定每个场景下供应链成员的最优定价策略。最后，分析了定期存款利率、存款利率和贷款利率对最优定价政策的影响。研究结果表明，在制造商资金受限的情况下，这些费率会影响最优定价政策和利润；在零售商资金受限的情况下，存款利率和贷款利率对其没有影响，但分期存款利率仍然会对其产生影响。该研究为二元资本约束供应链中基于延迟支付方案的银行存贷款定价决策提供了一种可行的方法,有助于资本约束供应链管理的理论研究和管理实践。为资金受限的供应链成员提供银行存款和贷款。但是分期存款的利率仍然会影响他们。该研究为二元资本约束供应链中基于延迟支付方案的银行存贷款定价决策提供了一种可行的方法,有助于资本约束供应链管理的理论研究和管理实践。为资金受限的供应链成员提供银行存款和贷款。但是分期存款的利率仍然会影响他们。该研究为二元资本约束供应链中基于延迟支付方案的银行存贷款定价决策提供了一种可行的方法,有助于资本约束供应链管理的理论研究和管理实践。为资金受限的供应链成员提供银行存款和贷款。