This study examined marital and parental income premiums among financial advisors. Financial advisors provide an interesting context for exploring such premiums, as financial advising is a historically male-dominated profession that has been found to exhibit large unadjusted gender pay gaps. Using a large, cross-sectional sample of financial advisors recruited via a professional continuing education website (n = 459), this study investigates whether gender differences exist among financial advisors with respect to the marriage premium, the parenthood premium, the parental leave effect, and the stay-at-home spouse premium. This study examined premiums both with and without potentially endogenous human capital covariates. Without including potentially endogenous covariates, a marriage premium was observed among men but not women, a parenthood premium was observed among women and a penalty observed among men, a parental leave penalty was observed among neither men nor women, and a stay-at-home spouse premium was observed among men but not women. When potentially endogenous covariates were included, a marriage penalty was observed among women but not men, a parenthood premium was observed among women while a parenthood penalty was observed among men, a parental leave premium was observed among men but not women, and a stay-at-home spouse premium was observed among men while a stay-at-home spouse penalty was observed among women. Exploratory Blinder-Oaxaca decomposition analyses revealed sizeable unadjusted income gaps by gender (15.0%), marriage (40.2%), parenthood (7.4%), parental leave (11.6%), and spousal employment (41.0%).

这项研究检查了财务顾问中的婚姻和父母收入保费。财务顾问为探索此类保险费提供了有趣的环境，因为财务咨询是一个历史上男性占主导地位的职业，发现该职业表现出较大的未经调整的性别薪酬差距。本研究使用通过专业继续教育网站（n = 459）招募的大型跨领域财务顾问样本，调查了财务顾问之间是否存在性别差异，例如结婚保险费，育儿费，育儿假，以及留在家里的配偶保费。这项研究检查了有或没有潜在内生人力资本协变量的保费。在不包括潜在的内源性协变量的情况下，在男性中观察到了结婚溢价，而在女性中没有，在妇女中观察到育儿费，在男子中观察到罚金，在男子和妇女中均未观察到育儿假处罚，在男子而非妇女中观察到了全职配偶保险费。如果包括潜在的内源性协变量，则在女性而不是男性中观察到了结婚惩罚，在女性中观察到了育儿假，而在男性中观察到了育儿假，男性中观察到了育儿假费用，而女性中没有观察到育儿假。在男性中观察到家庭配偶溢价，而在女性中观察到留在家里的配偶罚款。探索性Blinder-Oaxaca分解分析显示，按性别（15.0％），婚姻（40.2％），父母身份（7.4％），育儿假（11.6％）和配偶就业（41.0％），未调整的收入差距相当大。