Everyday financial behaviour involves inter-temporal choices, between saving, spending, and debt. Consumers do not always take these decisions to their best advantage. Ainslie's analysis of the means to willpower as suppression, resolve, and habit is potentially applicable to understanding and improving the decisions that consumers make. Some relevant research on these topics exists, and it is briefly reviewed here.

中文翻译：

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日常财务行为中的抑制、决心和习惯

日常金融行为涉及跨期选择，在储蓄、支出和债务之间。消费者并不总是将这些决定发挥到最大的优势。安斯利将意志力的手段分析为抑制、决心和习惯，这可能适用于理解和改进消费者做出的决定。存在一些关于这些主题的相关研究，这里对其进行简要回顾。