The phenomenon of economic growth indicates the increase in a country’s wealth during a certain period of time. Given the complexity of the phenomenon, there is a manifold of factors influencing its level. The study examined the determinants of economic growth in seven countries that are not members of the Basel Committee of Banking Supervision, namely Bolivia, Czech Republic, Estonia, Malaysia, Peru, Poland, and Thailand, for the decades 1990–2019. Our set of predictors included bank capital to assets ratio, bank liquid reserves to bank assets ratio, inflation, interest rate spread, bank nonperforming loans to total gross loans ratio. By means of panel data analysis and a random effects econometric model, we showed that economic growth proxied by gross domestic product growth rate was mainly driven by bank capital to assets ratio across the three decades. The implications of our empirical results could assist national authorities interested in elevating the level of economic growth for the benefit of the overall society.

经济增长现象表明一国在一定时期内的财富增加。考虑到现象的复杂性，有多种因素影响其程度。该研究调查了1990-2019年几十年中七个国家（它们不是巴塞尔银行监督委员会成员）的经济增长决定因素，这些国家分别是玻利维亚，捷克共和国，爱沙尼亚，马来西亚，秘鲁，波兰和泰国。我们的一组预测指标包括银行资本与资产比率，银行流动准备金与银行资产比率，通货膨胀，利率利差，银行不良贷款与总贷款比率。通过面板数据分析和随机效应计量经济模型，我们发现，在过去的三十年中，以国内生产总值增长率为代表的经济增长主要受银行资本与资产比率的驱动。我们的经验结果的含义可以帮助有兴趣提高经济增长水平，造福整个社会的国家主管部门。