Abstract

This paper aims to capture the favored both national and individual saving and investment perceptions of the Turkish youth. Also, the research contributes to the understanding of the common preferences of the youth and focuses on perceptions over their home country’s saving-investment decisions. We reason, it is important to evaluate views of the youth on national savings and investments as they will be both the decision-makers determining the economic and social policies of the near future and the ones that are directly impacted by these policies implemented today. For this purpose, a questionnaire is applied to randomly selected 550 university students in Turkey and the results are analyzed by the chi-square test. Accordingly, students have mostly preferred that investments should be primarily made to the education sector at national level while investment made for the social security system is placed on the last rank. In addition, education is the most important individual investment choice of participants. On the other hand, information technologies, energy, and agriculture are identified as the most significant investment areas, which could be potentially increased the global competitiveness of their home country. Another important outcome of this research is that students prefer to invest their individual savings in gold and real estate investments, respectively.

中文翻译：

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21世纪大学生对个人和国家级储蓄和投资的偏好：土耳其的情况

摘要

本文旨在捕捉土耳其青年对国家和个人储蓄与投资的青睐。而且，该研究有助于理解年轻人的共同偏好，并着重于对他们本国的储蓄投资决定的看法。我们认为，评估年轻人对国民储蓄和投资的看法非常重要，因为他们既是决定近期经济和社会政策的决策者，又是受今天实施的这些政策直接影响的决策者。为此目的，对土耳其的550名大学生进行了问卷调查，并通过卡方检验对结果进行了分析。因此，学生最喜欢的是，投资应主要在国家一级的教育部门进行，而对社会保障体系的投资则排在最后。此外，教育是参与者最重要的个人投资选择。另一方面，信息技术，能源和农业被确定为最重要的投资领域，这可能会提高其母国的全球竞争力。这项研究的另一个重要成果是，学生更喜欢将自己的个人储蓄分别投资于黄金和房地产投资。信息技术，能源和农业被确定为最重要的投资领域，这可能会增加其母国的全球竞争力。这项研究的另一个重要成果是，学生更喜欢将自己的个人储蓄分别投资于黄金和房地产投资。信息技术，能源和农业被确定为最重要的投资领域，这可能会增加其母国的全球竞争力。这项研究的另一个重要成果是，学生更喜欢将自己的个人储蓄分别投资于黄金和房地产投资。