From the perspective of gender roles, this study uses social capital as the intermediary variable to study female entrepreneurs’ willingness to choose external financing. We combine social and behavioral sciences and financing theory to explore interactions between gender roles, social capital, and willingness to choose external financing. We elaborate on the intermediary role of social capital between gender roles and external financing. We find differences in gender role types among female entrepreneurs that significantly impact their willingness to choose external financing. Further, the differences among gender role types of female entrepreneurs significantly impact their social capital, which in turn is a significant but not sole factor that mediates their willingness to choose external financing.

本研究从性别角色的角度，以社会资本为中介变量，研究女性企业家选择外部融资的意愿。我们将社会和行为科学与融资理论相结合，探索性别角色、社会资本和选择外部融资意愿之间的相互作用。我们详细阐述了社会资本在性别角色和外部融资之间的中介作用。我们发现女性企业家的性别角色类型差异显着影响她们选择外部融资的意愿。此外，女性企业家的性别角色类型差异显着影响她们的社会资本，而社会资本又是影响她们选择外部融资意愿的一个重要但不是唯一的因素。