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Principles of Reinsurance Contract Law Project: enhancing the value of reinsurance cover—viewpoint of an industry practitioner
Uniform Law Review ( IF 0.2 ) Pub Date : 2020-04-06 , DOI: 10.1093/ulr/unaa003
Lari Kuitunen 1
Affiliation  

Abstract
This short article discusses the benefits of the Principles of Reinsurance Contract Law project (PRICL) from an insurance industry perspective. The scope is fairly limited, in that this article focuses on changes in the regime of remedies available for contractual breach, particularly for pre-contractual non-disclosure, as well describing the underlying legal uncertainty when relying on industry custom as a source of law in reinsurance. In both of these areas, the PRICL stand to bring improvements to the industry, some dimensions of which are discussed in greater detail in this article by first describing a simple framework for value generation of reinsurance, where reduction in operational risks and lighter regime of remedies (proportional to the severity of the breach of duty), particularly in situations of pre-contractual non-disclosure, reduce the risk of reinsurance covers not responding at a time of need. This improves the certainty of cover and, ultimately, the value of reinsurance covers.


中文翻译:

再保险合同法原则项目:提高再保险承保范围的价值-行业从业者的观点

摘要
这篇简短的文章从保险业的角度讨论了再保险合同法原则项目(PRICL)的好处。范围是相当有限的,因为本文重点关注可用于合同违约的补救办法的变化,特别是针对合同前未公开的补救办法,以及描述了将行业惯例作为法律依据时的潜在法律不确定性。再保险。在这两个领域中,PRICL都将为行业带来进步,本文将首先描述一个简单的框架来实现再保险的价值创造,从而降低行业风险,减轻补救措施的范围,从而对行业的某些方面进行更详细的讨论。 (与违反职责的严重程度成比例),尤其是在合同前未披露的情况下,降低再保险风险在需要时不响应的风险。这提高了承保范围的确定性,并最终提高了再保险承保范围的价值。
更新日期:2020-04-06
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