Based on nationally representative data (N = 8,901), this study investigates the extent to which expectations for intra-family transfers and government assistance in old age impact the probability of saving for retirement among working-age individuals in Thailand. Results show that expectations for financial non-self-reliance and expectations that family support would constitute the most important source of old-age financial security reduce the probability that working-age individuals would save for retirement. Expectations for government support have no impact on average. Given that filial piety is weakening in Thailand, this study suggests that the government encourage pre-retirement savings more strongly.

根据具有全国代表性的数据 ( N = 8,901)，本研究调查了对家庭内部转移和政府老年援助的期望在多大程度上影响泰国工作年龄个体为退休储蓄的可能性。结果表明，对财务非自力更生的期望和对家庭支持将构成老年财务保障最重要来源的期望降低了工作年龄个人为退休储蓄的可能性。对政府支持的预期平均而言没有影响。鉴于泰国的孝道正在减弱，这项研究表明政府更强烈地鼓励退休前储蓄。