Home ownership is one key factor of the principles of livability towards achieving liveable city. In addition, there are also many factors affecting home ownership which includes income, location and accessibility factor. Various issues have been discussed by the Government of Malaysia in addressing the concern of home ownership, especially for the middle- and low-income groups in many cities in Malaysia. Using the case of Kajang city, this article aims to achieve the objective of identifying the major factors affecting home ownership for liveable city focusing the middle-income earners. Purposive sampling was used and in-depth interviews method were conducted with 41 potential homebuyer, 60 homeowners and 20 housing experts representing the Federal Government agencies, State Government agencies, Municipal Government, Developers, Banks and Real Estate-Related Consultant. The result of the study shows that the main factors affecting home ownership are income, housing loan scheme, location, government role, developer role, PR1MA affordable housing scheme, construction cost, Bumiputera quotas, lifestyle, quality of life, real estate investment and transfer, assessment/property tax, land ownership by foreigners and ownership title. The findings show that the Kajang City is an example of a city that can contribute to the affordable housing strategy requirements towards achieving liveable city. The findings also will help key stakeholder in addressing the main issues of housing affordability in the State of Selangor.

拥有房屋是实现宜居城市宜居性原则的关键因素之一。此外，还有许多影响房屋所有权的因素，包括收入，位置和可及性因素。马来西亚政府在解决住房所有权问题时，已经讨论了各种问题，特别是对于马来西亚许多城市的中低收入群体而言。本文以加影市为例，旨在实现确定影响以中等收入者为中心的宜居城市住房所有权的主要因素的目标。采用了有目的性的抽样方法，并与41位潜在的购房者，60位房主和20位住房专家进行了深入访谈，这些人分别代表联邦政府机构，州政府机构，市政府，开发商，银行和房地产相关顾问。研究结果表明，影响房屋所有权的主要因素是收入，住房贷款计划，位置，政府角色，开发商角色，PR1MA经济适用住房计划，建筑成本，土著配额，生活方式，生活质量，房地产投资和转让，评估/财产税，外国人的土地所有权和所有权。调查结果表明，加影市是一个城市的例子，可以为实现可居住城市而满足可负担住房战略的要求。调查结果还将帮助主要利益相关者解决雪兰莪州住房负担能力的主要问题。开发商角色，PR1MA经济适用房计划，建筑成本，土著定额，生活方式，生活质量，房地产投资和转让，评估/财产税，外国人土地所有权和所有权。调查结果表明，加影市是一个城市的例子，可以为实现可居住城市而满足可负担住房战略的要求。调查结果还将帮助主要利益相关者解决雪兰莪州住房负担能力的主要问题。开发商角色，PR1MA经济适用房计划，建筑成本，土著定额，生活方式，生活质量，房地产投资和转让，评估/财产税，外国人土地所有权和所有权。调查结果表明，加影市是一个城市的例子，可以为实现可居住城市而满足可负担住房战略的要求。调查结果还将帮助主要利益相关者解决雪兰莪州住房负担能力的主要问题。调查结果表明，加影市是一个城市的例子，可以为实现可居住城市而满足可负担住房战略的要求。调查结果还将帮助主要利益相关者解决雪兰莪州住房负担能力的主要问题。调查结果表明，加影市是一个城市的例子，可以为实现可居住城市而满足可负担住房战略的要求。调查结果还将帮助主要利益相关者解决雪兰莪州住房负担能力的主要问题。