While macro-level volume growth in India's move towards cashless payment systems is captured relentlessly, most often what gets ignored is a realization that everyday financial transactional practices are socially and culturally embedded in the local contexts. This paper drawn from an anthropological ethnography explores how people use and hierarchically order different payment systems in their everyday financial transactions for products and services. It explores how aspects such as trust, economic and social values, demographic differentials and scalable multi-pay practices influence such ordering and usage of the payment systems within their everyday local contexts.

尽管无情地捕捉了印度向无现金支付系统迈进的宏观水平的增长，但最经常被忽视的是，人们意识到日常的金融交易实践已融入当地社会和文化背景。本文是从人类学民族志中抽取的，探讨了人们在日常的产品和服务金融交易中如何使用和分级订购不同的支付系统。它探讨了信任，经济和社会价值，人口差异和可扩展的多付款方式等方面如何在其日常本地环境中影响付款系统的排序和使用。