This paper focuses on the current phase of Black resistance exemplified by the Black Lives Matter (BLM) movement, which urges us to recognize and reckon with the differential racial impact of student debt in the U.S. and calls for the cancelation of student debt as an explicit part of its demand for reparations. Using the concept of racial capitalism, the paper examines the structure of student debt and its consequences for Black borrowers, analyzes the structural reasons behind the disproportionate debt burden borne by Black students, and highlights movements such as the Debt Collective and BLM, which not only offer a critique of the debt regime but also suggest ways of organizing against it.

本文着重于黑人抵抗运动的现阶段，以黑人生活问题（BLM）运动为例，该运动敦促我们认识并考虑到美国学生债务对种族的不同影响，并呼吁取消学生债务是一项明确的任务它要求赔偿的一部分。本文使用种族资本主义的概念，考察了学生债务的结构及其对黑人借款人的后果，分析了黑人学生承担的债务负担过重的背后的结构性原因，并重点介绍了诸如债务集体和BLM之类的运动。对债务制度提出了批评，但也提出了反对它的组织方式。