Gift cards are valid for a limited period of time and consumers cannot get refunds for any unused and expired monetary credit balance. Despite the recent federal and NSW gift card reforms, the reforms do not mandate gift cards to be refundable. By comparison, section 24 of the Australian Consumer Law may render the non-refundable term unfair and the gift card contracts would continue to apply without this unfair term. The result is that all Australian consumers should be able to redeem gift cards before expiry and get refunds for the remaining credit in the gift cards after expiry. This positive result would balance the rights of consumers and the legitimate interests of gift card providers to boost gift card business.

中文翻译：

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澳大利亚礼品卡到期后可以退款吗？

礼品卡的有效期有限，消费者无法获得任何未使用和过期的货币信用余额的退款。尽管最近联邦和新南威尔士州对礼品卡进行了改革，但改革并未强制要求礼品卡可以退款。相比之下，《澳大利亚消费者法》第 24 条可能会使不可退款条款不公平，如果没有此不公平条款，礼品卡合同将继续适用。结果是所有澳大利亚消费者都应该能够在到期前兑换礼品卡，并在到期后获得礼品卡中剩余信用额的退款。这一积极的结果将平衡消费者的权利和礼品卡提供商的合法利益，以促进礼品卡业务。