The UK’s referendum decision of 23 June 2016, where voters elected to leave the European Union (EU), will fundamentally change aspects of national law. Much debate has focused on the constitutional implications of the decision and the procedure by which the government seeks to facilitate the exit. Further, issues of substance including the part played by immigration and the control of the UK’s borders have also dominated legal and political commentary. Yet there has been no critical examination of the effects it will have on motor vehicle insurance law. The statute governing much of the law (the Road Traffic Act 1988), along with the extra-statutory agreements providing protection for the third party victims of negligent uninsured drivers and untraced vehicles, are each profoundly influenced by EU directives. Given the Brexit decision and the resolution of the government to facilitate the UK’s exit of the Union, we argue that the protective rights for such victims of motor accidents are likely to be reduced. Further, the advancement of the law, developed through the jurisprudence of the Court of Justice, will be lost.

中文翻译：

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Brexit 意味着 Brexit：它对保护第三方受害者和道路交通法意味着什么？

英国 2016 年 6 月 23 日的公投决定，即选民选择离开欧盟 (EU)，将从根本上改变国家法律的各个方面。许多辩论都集中在该决定的宪法含义以及政府寻求促进退出的程序上。此外，包括移民和英国边境控制在内的实质性问题也主导了法律和政治评论。然而，尚未对其对机动车保险法的影响进行严格审查。管辖大部分法律的法令（1988 年道路交通法），以及为疏忽未投保司机和未追踪车辆的第三方受害者提供保护的额外法定协议，都受到欧盟指令的深刻影响。鉴于英国退欧决定和政府促进英国退出欧盟的决议，我们认为此类车祸受害者的保护权利可能会减少。此外，通过法院判例发展起来的法律进步将丧失。