With the emergence and development of Internet finance, domestic commercial banks have begun to keep up with the trend of the times and gradually accelerate the pace of informatization. Except to some changes and adjustments made by these commercial banks, the addition of information technology is also very important. Based on previous work experience, this article summarizes the challenges brought by the development of Internet finance and the era of big data. The author discussed the development of Internet finance in the era of big data, from how to establish a big data credit investigation and Internet financial supervision system, optimize the customer management system, organize professional training on Internet finance, expand the scope of Internet finance propaganda, and establish more diversified overall risks these five aspects of the network.

随着互联网金融的兴起和发展，国内商业银行​​开始紧跟时代潮流，逐步加快信息化步伐。除了这些商业银行做出一些改变和调整外，信息技术的加入也很重要。本文结合以往的工作经验，总结了互联网金融发展和大数据时代带来的挑战。笔者从如何建立大数据征信和互联网金融监管体系、优化客户管理体系、组织互联网金融专业培训、扩大互联网金融宣传范围等方面探讨了大数据时代互联网金融的发展。 ,