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Cross-sectional association of financial anxiety, medical conditions and preferences for financial interventions
Journal of Behavioral and Experimental Finance ( IF 4.3 ) Pub Date : 2021-02-18 , DOI: 10.1016/j.jbef.2021.100473
Salene M.W. Jones

Financial anxiety is an important aspect of psychological financial burden but has been understudied within the context of healthcare. This study examined the association of financial anxiety with interest in various financial interventions in people with and without medical conditions. Participants completed an online survey that included measures of financial anxiety and self-reported medical conditions as well as interest level in receiving various financial interventions. In the total sample, higher financial anxiety was associated with less interest in employment programs and more interest in an online database of resources and treatment specific for financial anxiety. In the subsample with medical conditions, higher financial anxiety was associated with more interest in an online resources database and treatment specific for financial anxiety. Financial anxiety was unrelated to interventions providing direct support such as basic needs assistance, medical costs assistance and help repaying debts. Results suggest interventions that combine support for financial coping skills with therapy directly targeting anxiety may be most helpful for reducing financial anxiety in the medical setting.



中文翻译:

财务焦虑,医疗状况和财务干预偏好的横断面关联

财务焦虑是心理财务负担的重要方面,但在医疗保健领域却未得到充分研究。这项研究检查了财务焦虑与有或没有医疗状况的人们对各种财务干预措施的兴趣之间的关系。参与者完成了一项在线调查,其中包括对财务焦虑和自我报告的医疗状况以及接受各种财务干预措施的兴趣水平的衡量。在总样本中,较高的财务焦虑与对就业计划的兴趣降低,而对针对财务焦虑的资源和治疗的在线数据库的兴趣较高。在具有医疗状况的子样本中,较高的财务焦虑与对在线资源数据库的更多兴趣以及针对财务焦虑的治疗有关。财务焦虑与提供直接支持的干预措施无关,例如基本需求援助,医疗费用援助和帮助偿还债务。结果表明,将对财务应付能力的支持与直接针对焦虑症的治疗相结合的干预措施可能最有助于减少医疗机构中的财务焦虑症。

更新日期:2021-02-25
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