ABSTRACT

An estimated 26 million American citizens per year have been victims of an identity-based crime. This study contributes to the scholarship on financial crimes facilitated through identity-based criminal activity by examining the views on technological approaches to the prevention of identity theft among 50 professionals working in the identity-based crime victim services, including those from the public sector and private industry. The professionally diverse sample included private investigators, fraud examiners, victim service providers, and executives of firms offering victim services and protection services. Data were collected during a series of focus groups held at professional conferences. The paper reports on the views held by focus group participants on specific technological solutions to identity theft victimization, including biometric scanning, dark web scanning, subscription -based monitoring programs, and broader thematic observations about the current environment for protecting information, emerging sources of risk, and policy recommendations identified by focus group participants. Perspectives from insiders about the pros and cons of each approach can provide researchers and enforcement agencies with enhanced capacity to avoid empty technological promises that fail to protect victims from subsequent victimizations.

摘要

估计每年有2600万美国公民是基于身份的犯罪的受害者。这项研究通过审查基于身份的犯罪受害者服务的50名专业人员中关于防止身份盗用的技术方法的观点，为通过基于身份的犯罪活动提供便利的金融犯罪奖学金做出了贡献，其中包括来自公共部门和私营部门的专业人员行业。专业多元化的样本包括私人调查员，欺诈审查员，受害者服务提供者以及提供受害者服务和保护服务的公司的高管。在专业会议上举行的一系列焦点小组会议上收集了数据。该文件报告了焦点小组参与者就针对身份盗用受害者的特定技术解决方案所持的观点，包括生物特征识别扫描，暗网扫描，基于订阅的监视程序，以及有关当前信息保护环境的广泛主题观察，新兴风险源以及焦点小组参与者确定的政策建议。业内人士对每种方法的利弊的看法可以为研究人员和执法机构提供增强的能力，以避开空虚的技术承诺，因为这些技术承诺无法保护受害者免遭随后的伤害。