International bodies, such as the Financial Action Task Force , have mandated the use of financial intelligence units (FIU) to address organized crime and money laundering. The purpose of this paper is to examine Canada’s FIU, the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), and explore its current effectiveness and future challenges.,This paper examines FIUs in general and then looks more specifically at Canada’s FIU, its policy and legislative basis as well as future challenges for the FIU.,The challenge money laundering poses to society is a mirror of the challenge that organized crime poses: a test of the values and the importance of rule of law. The FIU is an important mechanism to address this challenge generally, and there are important changes in the environment that must be addressed if the future policy objectives of the FIU are to be met.,Some of the policy nostrums that are baked into the anti-money laundering system, such as placement, layering and integration, need to be revisited and researched to incorporate changes in the licit and illicit marketplaces.,Financial institutions and other intermediaries must comply with domestic anti-money laundering laws. Compliance is always contextual, and this paper will outline the role of the regulator and the environmental challenges that need to be met.,Effectively addressing money laundering and organized crime is critical to the maintenance of rule of law and the protection of the financial system.,This is a brief but very fulsome review of Canada’s FIU, FINTRAC, which captures broader challenges in addressing money laundering, economic crime and regulatory systems designed to protect rule of law and the integrity of the financial system. The paper not only examines the current state of the FIU but also explores challenges on the horizon.

中文翻译：

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加拿大的金融情报部门：FINTRAC

金融行动工作组等国际机构已授权使用金融情报部门（FIU）处理有组织犯罪和洗钱活动。本文的目的是考察加拿大的金融情报机构，即加拿大金融交易和报告分析中心（FINTRAC），并探讨其当前的有效性和未来的挑战。本文研究了金融情报机构的总体情况，然后更具体地考察了加拿大的金融情报机构及其金融机构。政策和立法基础以及金融情报机构的未来挑战。洗钱给社会带来的挑战反映了有组织犯罪构成的挑战：对价值观念和法治重要性的检验。金融情报机构是应对这一挑战的重要机制，并且要实现FIU的未来政策目标，必须应对环境的重大变化。一些反洗钱政策的根基，例如安置，分层和整合，需要重新审查和研究，以纳入合法和非法市场中的变化。金融机构和其他中介机构必须遵守国内反洗钱法律。合规始终是与环境相关的，本文将概述监管机构的角色以及需要解决的环境挑战。有效解决洗钱和有组织犯罪对维护法治和保护金融体系至关重要。 ，这是对加拿大金融情报机构（FINU）的简短但非常有益的评论，在解决洗钱，经济犯罪和旨在保护法治和金融体系完整性的监管体系方面，面临着更大的挑战。本文不仅考察了金融情报机构的现状，还探讨了即将到来的挑战。