This paper aims to discuss the role of Waqf as a means of enhancing financial inclusion and socio-economic justice in Nigeria.,The methodology in this paper is that the data were elicited from secondary sources such as the Al-Qur’an, Hadiths and other empirical studies in the existing literature. The Tawhidi epistemology (Islamic world view) also has been obtained to deliver better understanding on the findings.,The paper implores Islamic societies to take advantages of integrating Waqf to support the financing needs of disadvantaged members of the Muslims communities, especially the Muslims, dominated northern Nigeria with a high level of financial exclusion. The Waqf funds if integrated and institutionalized will support the region by making the fewer privilege members of that community-engaged thereby economically and enhancing the financial inclusion. This will also lead to economic growth and socio-economic development of Nigeria.,The paper concludes by suggesting the establishment of Waqf funds to supports the less privileged people through Islamic Microfinance as means of enhancing socio-economic justice in Nigeria’s Muslims’ communities, which is negatively affected by the high rate of financial exclusion and poverty. This paper also provides critical suggestions on the ways the integration of Waqf funds will contribute significantly towards assisting Nigeria in achieving its vision of reducing the financial exclusion rate and may foster inclusive growth and sustainable development.,This paper is a conceptual study and, therefore, limited to the content of the existing literature. Hence, the future researchers may replicate and test it empirically for a more scientific justification regarding the roles of Waqf towards enhancing financial inclusion in Nigeria.

中文翻译：

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整合Waqf以加强尼日利亚的金融包容性和社会经济正义

本文旨在探讨Waqf在增强尼日利亚的金融包容性和社会经济正义方面的作用。本文的方法是，这些数据是从诸如Al-Qur'an，Hadiths和现有文献中的其他实证研究。还获得了Tawhidi认识论（伊斯兰世界观），以使人们对发现有更好的理解。该论文恳请伊斯兰社会利用Waqf的优势来支持穆斯林社区特别是穆斯林社区中处境不利的成员的融资需求尼日利亚北部的金融排斥程度很高。如果将Waqf资金整合并制度化，它将通过使该社区较少的特权成员参与从而在经济上和增强金融包容性来支持该地区。最后，本文建议建立Waqf基金以通过伊斯兰小额信贷支持较弱势人群，作为增强尼日利亚穆斯林社区社会经济正义的手段，从而结束了尼日利亚的经济增长和社会经济发展。受金融排斥和贫困率高的负面影响。本文还就整合Waqf资金如何为协助尼日利亚实现降低金融排斥率的愿景做出重大贡献提供了关键性建议，并可能促进包容性增长和可持续发展。本文是一项概念性研究，因此仅限于现有文献的内容。因此，未来的研究人员可以对Waqf在增强尼日利亚的金融包容性方面的作用进行更科学的论证，并进行经验性的复制和测试。