This study provides new insights about how bank liquidity and bank risk have influenced the capital ratio of commercial banks operating in Asia’s emerging economies after the financial crisis 2007–2008. The data were collected for 377 banks from the Bankscope database covering the period of eight years between 2010 and 2017. The linear regression panel-corrected standard errors approach is used to find consistent estimators. The results of the overall sample and medium-sized banks regression revealed a positive relationship between bank liquidity and bank capital ratio, whereas the liquidity and bank capital ratio of large commercial banks have a negative association. The impact of liquidity on bank capital ratio is positive but insignificant in the case of smaller banks. The impact of bank risk on bank capital ratio is negative in the case of smaller and medium-sized banks, whereas the association is found positive in the case of larger and overall banks data results in short run, other things remain unchanged. The findings have valued information for researchers, analysts, managers, and policymakers.

中文翻译：

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银行流动性和银行风险在确定银行资本中的作用：亚洲银行业的实证分析

本研究提供了关于银行流动性和银行风险如何影响 2007-2008 年金融危机后在亚洲新兴经济体经营的商业银行资本比率的新见解。从 Bankscope 数据库中收集了 377 家银行的数据，涵盖 2010 年至 2017 年 8 年期间。线性回归面板校正标准误差方法用于找到一致的估计量。整体样本和中型银行回归结果显示，银行流动性与银行资本充足率呈正相关，而大型商业银行的流动性与银行资本充足率呈负相关。流动性对银行资本比率的影响是积极的，但在小型银行的情况下并不显着。银行风险对银行资本比率的影响在中小银行是负的，而在规模较大的情况下是正的，整体银行数据在短期内，其他因素保持不变。研究结果对研究人员、分析师、管理者和决策者来说非常有价值。