This paper aims to explore the specific causes of failure among Malaysian female entrepreneurs who were provided with financial services by the microfinance institution: Amanah Ikhtiar Malaysia (AIM) to start up their own businesses.,This paper adopts a qualitative-based case study design approach, with data collected from a total of 18 female entrepreneurs who had failed to develop their businesses. In-depth personal interviews were conducted, coupled with personal observation via purposive cum snowball sampling.,Thematic analysis revealed a pattern-based outcome which discloses a variety of causes affecting the failure of Malaysian female entrepreneurship. These causes ranged from inter-related external factors which were perceived as beyond their control, such as personal life events, intensive competition and loan inflexibility to internal causes, which were related to lack of resources, poor financial management and personal dissatisfaction with their own business performance.,The findings of this study provide valuable information for Malaysian economic policymakers in how to practically address the objectives of the National Women's Policy (NPW) and improve the innovative quality of their products and services. A thorough understanding of the specific obstacles facing female entrepreneurs in Malaysia is essential if policymakers are to improve opportunity exploitation efficiency and assist in mitigating the external and internal causes of business failure among Malaysian females.,Studies in this field have demonstrated that most new “start-ups” fail within three years of their establishment. While determinist, emotive and voluntarist theories can often provide an adequate explanation for the causes of business failure, it is clear that no single factor is usually responsible. Rather, multiple interrelated factors are found to be at play. This study, therefore, provides an integrative model for causes of business failure among small-business female entrepreneurs. It also represents one of only a few such studies in the literature and, to the best of knowledge at the time of writing, is the first such study that used an integrative approach to explain the causes of business failure in the Malaysian context.

中文翻译：

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马来西亚女企业家失败的原因

本文旨在探讨由小额信贷机构Amanah Ikhtiar Malaysia（AIM）提供金融服务的马来西亚女性企业家失败的具体原因。，本文采用基于定性的案例研究设计方法，数据来自总共18家未能发展业务的女性企业家。进行了深入的个人访谈，并通过有目的和积雪球采样进行了个人观察。主题分析显示了基于模式的结果，揭示了影响马来西亚女性创业失败的多种原因。这些原因包括相互关联的外部因素，这些因素被认为是无法控制的，例如个人生活事件，激烈的竞争和对内部原因的贷款僵化，这与资源匮乏，财务管理不善以及个人对其自身业务绩效的不满有关。这项研究的结果为马来西亚经济政策制定者提供了宝贵的信息，帮助他们切实解决马来西亚的目标。国家妇女政策（NPW），并提高其产品和服务的创新质量。如果决策者要提高机会开发效率并帮助减轻马来西亚女性商业失败的内在和内在原因，那么彻底了解马来西亚女性企业家面临的具体障碍至关重要。该领域的研究表明，大多数新的“起点” ”在成立后的三年内失败。虽然是确定论者，情绪和志愿主义理论通常可以为企业倒闭的原因提供充分的解释，很明显，通常没有单一因素负责。而是发现了多个相互关联的因素。因此，本研究为小企业女性企业家中企业倒闭的原因提供了一个综合模型。它也是代表文献中的少数此类研究之一，并且在撰写本文时，就本文所知，这是第一个使用综合方法来解释马来西亚背景下的商业失败原因的研究。提供了一个针对小企业女性企业家中企业倒闭原因的综合模型。它也是代表文献中的少数此类研究之一，并且在撰写本文时，就本文所知，这是第一个使用综合方法来解释马来西亚背景下的商业失败原因的研究。提供了一个针对小企业女性企业家中企业倒闭原因的综合模型。它也是代表文献中的少数此类研究之一，并且在撰写本文时，就本文所知，这是第一个使用综合方法来解释马来西亚背景下的商业失败原因的研究。