Availability of bank financing has been a matter of serious concern for start-up enterprises. Various reasons for non-availability of bank financing by these entities have been studied in the past; however, the role of bankers’ leadership styles has not been explored well. Although leadership in the banking sector is well researched, studies on influence of leadership styles in decisions made by bankers on providing loans to start-up entrepreneurs are non-existent. Therefore, the objective of this study is to find out if three leadership styles — i.e. transformational, transactional and laissez-faire — influence bankers while they make a decision on providing a loan to a start-up entrepreneur. The findings of this paper indicate that, out of three leadership styles, transformational leadership style has a significant influence on decisions made by bankers on loans to start-up entrepreneurs while transactional and laissez-faire leadership styles did not have a significant influence on bankers.

中文翻译：

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银行家领导风格对初创企业贷款决策的影响

银行融资的可用性一直是初创企业严重关注的问题。过去曾研究过这些实体无法获得银行融资的各种原因；然而，银行家领导风格的作用并没有得到很好的探索。尽管对银行业的领导力进行了很好的研究，但没有关于领导风格对银行家向初创企业家提供贷款的决策影响的研究。因此，本研究的目的是找出三种领导风格——即变革型、交易型和自由放任型——在银行家决定向初创企业家提供贷款时是否会影响他们。本文的研究结果表明，在三种领导风格中，