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Micro-credit, trust, and social solidarity in Bangladesh: A socio-philosophical analysis
Cultural Dynamics ( IF 0.5 ) Pub Date : 2020-05-08 , DOI: 10.1177/0921374020920152
Kazi ASM Nurul Huda 1
Affiliation  

Drèze and Sen are not entirely right in their apparent glorification of the roles of nongovernmental organizations in Bangladesh in An Uncertain Glory: India and Its Contradictions because they leave out and/or de-emphasize some important issues, especially those that are related to the problematic trusting relationship between nongovernmental organizations in Bangladesh and rural poor women. Nongovernmental organizations’ use of trust disturbs social solidarity in rural Bangladesh mainly because of their massive supervision mechanism that they undertake to sustain the so-called trusting relationship between them and their debtors. The massive supervision mechanism damages social solidarity also because it creates a tension between local norms and nongovernmental organizations’ neoliberalist values of “discipline, efficiency and competitiveness,” which nongovernmental organizations try to inject into villagers by their numerous social engineering programs, which are state’s responsibility. Nongovernmental organization monitoring has some psychological impacts on their clients that also contribute to shaking social solidarity. The absence of a proper trusting relationship between nongovernmental organizations and rural poor women reduces the capabilities of the latter as a result of which Drèze and Sen’s glorification of Bangladeshi nongovernmental organizations and Sen’s capabilities approach are in tension. However, there are strategies that Bangladeshi nongovernmental organizations should employ to address the issues raised due to their massive supervision mechanism.



中文翻译:

孟加拉国的小额信贷,信任和社会团结:社会哲学分析

德雷兹和森并不完全正确地赞扬孟加拉国非政府组织在《不确定的荣耀:印度及其矛盾》中的作用。因为它们忽略和/或不强调一些重要问题,尤其是与孟加拉国非政府组织与农村贫困妇女之间的信任关系问题有关的问题。非政府组织对信任的使用打乱了孟加拉国农村地区的社会团结,主要是因为它们采取大规模的监督机制来维持它们与债务人之间的所谓信任关系。大规模的监督机制损害了社会团结,还因为它在地方规范和非政府组织的“纪律,效率和竞争力”的新自由主义价值观之间造成了张力,非政府组织试图通过其众多的社会工程计划将其注入村民,这是国家的责任。 。非政府组织的监控会对他们的客户产生一定的心理影响,这也导致了社会团结的动摇。非政府组织与农村贫困妇女之间缺乏适当的信任关系,降低了农村贫困妇女的能力,因此,德雷兹和森赞美孟加拉国非政府组织以及森的能力方法正处于紧张状态。但是,孟加拉国非政府组织有一些应采用的战略来解决由于其庞大的监督机制而引起的问题。非政府组织与农村贫困妇女之间缺乏适当的信任关系,这降低了农村贫困妇女的能力,因此德雷兹和森赞美孟加拉国非政府组织以及森的能力方法处于紧张状态。但是,孟加拉国非政府组织有一些应采用的战略来解决由于其庞大的监督机制而引起的问题。非政府组织与农村贫困妇女之间缺乏适当的信任关系,降低了农村贫困妇女的能力,因此,德雷兹和森赞美孟加拉国非政府组织以及森的能力方法正处于紧张状态。但是,孟加拉国非政府组织有一些应采用的战略来解决由于其庞大的监督机制而引起的问题。

更新日期:2020-05-08
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