The majority of college students experience financial stress, but not all experience it with the same frequency or intensity. Research suggests Black students experience a greater intensity of financial stress than their White peers do. This study revealed a link between perception of relative consumption and financial stress among 965 Black students at 52 predominantly White colleges and universities in the United States. The relative income hypothesis (RIH) literature offers potential mediators of financial stress. The findings have implications for families, college students, therapists, financial educators, and school administrators.

中文翻译：

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黑人大学生的财务压力与相对收入假设

大多数大学生都经历过经济压力，但并非所有人都经历过相同的频率或强度。研究表明，与白人同龄人相比，黑人学生承受的经济压力更大。这项研究揭示了美国 52 所以白人为主的学院和大学的 965 名黑人学生对相对消费的看法与财务压力之间的联系。相对收入假设 (RIH) 文献提供了财务压力的潜在中介。研究结果对家庭、大学生、治疗师、金融教育者和学校管理人员都有影响。