Emerging awareness of climate-related financial risk has prompted efforts to integrate knowledge of climate change risks into financial decision-making and disclosures. Assessment of future climate risk requires knowledge of how the climate will change on time and spatial scales that vary between business entities. The rules by which climate science can be used appropriately to inform assessments of how climate change will impact financial risk have not yet been developed. In this Perspective, we summarize the demands by the business and finance community for reliable climate information, and the potential and limitations of such information in the context of what climate models can and cannot currently provide.

对与气候有关的金融风险的新兴意识促使人们努力将气候变化风险的知识纳入金融决策和披露。评估未来的气候风险需要了解气候将如何随时间变化以及在业务实体之间变化的空间尺度。尚未制定适当的气候科学规则来评估气候变化将如何影响金融风险。在此观点中，我们总结了商业和金融界对可靠的气候信息的需求，以及在当前气候模型可以提供和不能提供的情况下此类信息的潜力和局限性。