ABSTRACT

This study focused on assessing the opinions of the fish farmers concerning their risk management capacity under microcredit programs. Primary data were collected from male fish farmers living in the Mymensingh district of Bangladesh. Binary logistic regression was used to assess the opinions of the fish farmers as to whether their fishery risk management capacity had increased due to microcredit intervention. Propensity score matching technique was used to assess the impact of microcredit on the household incomes of the fish farmers. This study revealed that microcredit had a positive impact on increasing risk management capacity and on the household incomes of the fish farmers.

摘要

这项研究的重点是评估小额信贷计划下养鱼户对其风险管理能力的看法。原始数据来自生活在孟加拉国Mymensingh区的雄性养鱼户。二元逻辑回归用于评估养鱼户关于由于小额信贷干预而增加了他们的渔业风险管理能力的意见。倾向得分匹配技术用于评估小额信贷对养鱼户家庭收入的影响。这项研究表明，小额信贷对提高风险管理能力和养鱼户的家庭收入具有积极影响。