Abstract Financial inclusion is crucial for redistribution of economic resources between the deficit and surplus units in an economy. Despite the importance of financial inclusion, especially for economic growth of developing regions such as Sub-Saharan Africa, the prevailing level financial inclusion remain an open question. Against this background, this study investigates the level of financial inclusion in Sub-Saharan Africa between 2005 and 2015. This study employs secondary data obtained from the International Monetary Fund (IMF). The data obtained was subjected to Principal Component Analysis to determine the level of financial inclusion in Sub-Saharan Africa. The findings show that Sub-Saharan Africa has a medium level of financial inclusion during the observed period with Index of Financial Inclusion (IFI) value of 0.095023. The study concludes that Sub-Saharan Africa has high propensity to achieve a high level of financial inclusion in the region if more outlets of financial institutions are established.

中文翻译：

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对撒哈拉以南非洲金融包容性水平的调查

摘要 金融包容性对于在经济体的赤字和盈余单位之间重新分配经济资源至关重要。尽管金融包容性很重要，特别是对于撒哈拉以南非洲等发展中地区的经济增长，但普遍的金融包容性水平仍然是一个悬而未决的问题。在此背景下，本研究调查了 2005 年至 2015 年间撒哈拉以南非洲的金融包容性水平。本研究采用了从国际货币基金组织 (IMF) 获得的二手数据。对获得的数据进行主成分分析，以确定撒哈拉以南非洲的金融包容性水平。调查结果表明，在观察期内，撒哈拉以南非洲地区的金融包容性处于中等水平，金融包容性指数 (IFI) 值为 0.095023。