This article examines the challenges and obstacles faced by female entrepreneurs in the cottage, micro, small, and medium enterprise (CMSME) sector in Bangladesh and shows that a combination of legislatory and regulatory reform can mitigate many of the issues that prevent women gaining from, and contributing to, this vital economic sector. Access to finance is found to be the greatest challenge faced by women in starting and operating CMSMEs in Bangladesh. This article explores the significant gender gap in access to formal credit, a gap that impacts negatively on the sector's growth and development. The article uses liberal feminist theory as a framework for analysis of the reforms. Analysis of data collected from banks and financial institutions on CMSME loans (2010–2018) shows that female entrepreneurs are treated significantly differently from men by financial institutions in Bangladesh.

中文翻译：

---

为平房，微型，中小型企业的女企业家提供资金：来自孟加拉国金融部门的证据，2010-2018年

本文研究了孟加拉国平房，微型，小型和中型企业（CMSME）部门的女企业家所面临的挑战和障碍，并表明，立法和监管改革相结合可以减轻许多阻碍妇女从中受益的问题，并为这个至关重要的经济部门做出贡献。人们发现，获得资金是妇女在孟加拉国创办和经营CMSMEs面临的最大挑战。本文探讨了在获得正式信贷方面的巨大性别差距，这种差距对该部门的增长和发展产生了负面影响。本文使用自由女权主义理论作为分析改革的框架。