Based on nationally representative data (N = 8,901), this study investigates the extent to which expectations for intra-family transfers and government assistance in old age impact the probability of saving for retirement among working-age individuals in Thailand. Results show that expectations for financial non-self-reliance and expectations that family support would constitute the most important source of old-age financial security reduce the probability that working-age individuals would save for retirement. Expectations for government support have no impact on average. Given that filial piety is weakening in Thailand, this study suggests that the government encourage pre-retirement savings more strongly.

基于全国代表性的数据（N = 8,901），该研究调查了家庭内部转移的期望以及政府对老年人的援助在多大程度上影响了泰国工作年龄人群的退休储蓄可能性。结果表明，对财务非自力更生的期望以及对家庭支持将构成养老金安全的最重要来源的期望降低了适龄个人为退休储蓄的可能性。对政府支持的期望平均不会产生影响。考虑到泰国的孝道正在减弱，这项研究表明，政府更加鼓励退休前储蓄。