The way housing affordability evolved since WW2 in Greece—and in its capital city in particular—is an example of how the South European welfare system managed, for several decades, to provide socially inclusive housing solutions without developing the services of a sizeable welfare state until global forces and related policies brought it to an end. The increased role of the market in housing provision since the 1980s, the rapid growth of mortgage lending in the 1990s, the neoliberal policy recipes imposed during the crisis of the 2010s and the unleashed demand for housing in the aftermath of the crisis have led to increased housing inequalities and converged the outcome of this South European path with the outcome of undoing socially inclusive housing solutions provided by the welfare state in other contexts. The article follows longstanding and recent developments concerning the housing model in Greece and especially in the city of Athens, focusing on mechanisms that have allowed access to affordable housing for broad parts of the population during different historical periods, and examines the extent to which the current housing model remains inclusive or not. The aim here is to discuss the most important challenges concerning access to decent housing and highlight the need for inclusive housing policies to be introduced into the current social and political agenda.

中文翻译：

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危机后时代的住房获取和社会融合：雅典市近期趋势的背景分析

自第二次世界大战以来，希腊，特别是在其首都，住房负担能力的发展方式就是一个例子，该例子说明了南欧福利体系几十年来如何在不发展规模宏大的福利国家的情况下提供社会包容性住房解决方案。全球力量和相关政策终结了这一局面。自1980年代以来，市场在住房供应中的作用日益增强，1990年代抵押贷款的快速增长，在2010年代危机期间实施的新自由主义政策配方，以及危机后对住房的需求释放住房不平等现象，并将这种南欧之路的结果与取消福利国家在其他情况下提供的具有社会包容性的住房解决方案的结果融合在一起。本文关注有关希腊（尤其是雅典市）住房模式的长期和最新发展，重点关注各种机制，这些机制在不同的历史时期为广大人口提供了负担得起的住房，并考察了当前的程度。住房模式是否包含在内。这里的目的是讨论有关获得体面住房的最重要挑战，并强调将包容性住房政策引入当前社会和政治议程的必要性。并研究了当前住房模型在多大程度上保持包容性。这里的目的是讨论有关获得体面住房的最重要挑战，并强调将包容性住房政策引入当前社会和政治议程的必要性。并研究了当前住房模型在多大程度上保持包容性。这里的目的是讨论有关获得体面住房的最重要挑战，并强调将包容性住房政策引入当前社会和政治议程的必要性。