Identity Authentication Security Management in Mobile Payment Systems,Journal of Global Information Management

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Identity Authentication Security Management in Mobile Payment Systems
Journal of Global Information Management ( IF 4.5 ) Pub Date : 2020-01-01 , DOI: 10.4018/jgim.2020010110
Feng Wang ₁ , Ge Bao Shan ₁ , Yong Chen ₂ , Xianrong Zheng ₃ , Hong Wang ₄ , Sun Mingwei ₅ , Li Haihua ₆

Affiliation

Mobilepaymentisanewpaymentmethodofferingusersmobility,reachability,compatibility,and convenience.Butmobilepaymentinvolvesgreatuncertaintyandriskgivenitselectronicandwireless nature.Therefore,biometricauthenticationhasbeenadoptedwidelyinmobilepaymentinrecentyears. However,althoughtechnologyrequirementsforsecuremobilepaymenthavebeenmet,standards andconsistentrequirementsofuserauthenticationinmobilepaymentarenotavailable.Theflow managementofuserauthenticationinmobilepaymentisstillatitsearlystage.Accordingly,thispaper proposesananonymousauthenticationandmanagementflowformobilepaymenttosupportsecure transactiontopreventthedisclosureofusers’informationandtoreduceidentitytheft.Theproposed managementflowintegratestransactionkeygeneration,encryptionanddecryption,andmatching toprocess users’ personal information andbiometric characteristics basedonmobile equipment authenticationcarrier. KeywoRdS Anonymous Authentication, Authentication, Flow Management, Mobile Payment, Security

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