ABSTRACT In 2007, Korea implemented Child Development Accounts (CDAs) for institutionalised children in child welfare systems. Since then, the target group and a matching cap of CDAs in Korea have evolved. The target group expanded to include poor children receiving welfare, whereas the matching cap increased from KRW 30,000 (US$26.53) to KRW 40,000 (US$35.38), which is matched at a 1:1 rate. Despite the expansion, there is little empirical evidence examining the extent to which CDAs have influenced the life of participants. Using a content analysis method with a sample (N = 22), this study examines how CDAs have changed children’s mindsets, saving habits, education, future planning and sponsorship. The findings suggest that CDAs have multiple positive influences on children. This study concludes with policy implications for the inclusive and progressive development of CDAs in Korea.

中文翻译：

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韩国参与者对儿童发展账户认知的定性研究

摘要 2007 年，韩国为儿童福利系统中的机构化儿童实施了儿童发展账户（CDA）。从那时起，韩国的目标群体和 CDA 的匹配上限发生了变化。目标群体扩大到包括领取福利的贫困儿童，而匹配上限从 30,000 韩元（26.53 美元）增加到 40,000 韩元（35.38 美元），按 1:1 的比例匹配。尽管扩大了，但几乎没有实证证据可以检验 CDA 对参与者生活的影响程度。本研究使用内容分析方法和样本 (N = 22) 检验 CDA 如何改变儿童的思维方式、储蓄习惯、教育、未来规划和赞助。研究结果表明，CDA 对儿童有多种积极影响。