ABSTRACT This article explores the recent failure of an elaborate biometric registration scheme, the National Digital Registry System (NDRS), in Kenya. The article shows that the Kenyan and South African economies are closely linked in their obsessions with biometric identification registration, and financialisation, but it also draws out the particular significance, in the Kenyan case of a conflict over the form and ownership of credit information as collateral. The failure of the project was the result of fractured financial interests, and specifically of a conflict between the formal banks and Safaricom, the monopoly telecommunications firm that has created the globally distinctive system of mobile money, M-Pesa. At issue between them were two very different models for decision-making, and profit, in the extension of personal credit.

中文翻译：

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关于肯尼亚人的“单一真相来源”的失败：NDRS、附带的谜团和 Safaricom 垄断

摘要 本文探讨了肯尼亚精心设计的生物特征注册计划——国家数字登记系统 (NDRS) 最近的失败。文章表明，肯尼亚和南非经济体在生物识别注册和金融化方面有着密切的联系，但也引出了肯尼亚案例中的特殊意义，即在作为抵押品的信用信息的形式和所有权方面的冲突。 . 该项目的失败是财务利益断裂的结果，特别是正规银行与 Safaricom 之间的冲突，Safaricom 是一家垄断电信公司，创造了全球独特的移动货币系统 M-Pesa。他们之间的问题是两种截然不同的决策模型和个人信用扩展中的利润模型。