While livelihoods are increasingly promoted for refugees in long‐term situations of displacement, refugees can rarely access microfinance loans—the very start‐up capital generally considered necessary for creating businesses. Yet across Kampala, Uganda, refugees meet to place small amounts of money into group savings and take out and repay microloans.

中文翻译：

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为了节约：乌干达坎帕拉的难民主导小额信贷

尽管在长期流离失所的情况下，难民的生计越来越多，但难民很少能获得小额贷款，而小额贷款通常被认为是开办企业所必需的启动资金。然而，在乌干达的坎帕拉，难民们聚集在一起，将少量的钱存入团体储蓄中，并提取并偿还了小额贷款。