While criminality is digitizing, a theory-based understanding of the impact of cybercrime on victims is lacking. Therefore, this study addresses the psychological and financial impact of cybercrime on victims, applying the shattered assumptions theory (SAT) to predict that impact. A secondary analysis was performed on a representative data set of Dutch citizens (N = 33,702), exploring the psychological and financial impact for different groups of cybercrime victims. The results showed a higher negative impact on emotional well-being for victims of person-centered cybercrime, victims for whom the offender was an acquaintance, and victims whose financial loss was not compensated and a lower negative impact on emotional well-being for victims with a higher income. The study led to novel scientific insights and showed the applicability of the SAT for developing hypotheses about cybercrime victimization impact. In this study, most hypotheses had to be rejected, leading to the conclusion that more work has to be done to test the applicability of the SAT in the field of cybercrime. Furthermore, policy implications were identified considering the prioritization of and approach to specific cybercrimes, treatment of victims, and financial loss compensation.

尽管犯罪正在数字化，但缺乏对网络犯罪对受害者影响的基于理论的理解。因此，本研究采用了破碎假设理论（SAT）来预测网络犯罪对受害者的心理和经济影响。对荷兰公民的代表性数据集（N= 33,702），探讨了不同群体的网络犯罪受害者的心理和经济影响。结果表明，以人为中心的网络犯罪的受害者，犯罪者是熟人的受害者以及经济损失得不到补偿的受害者对情绪健康的负面影响较高，而以人为本的网络犯罪的受害者对情绪健康的负面影响较小。更高的收入。该研究产生了新颖的科学见解，并表明了SAT在发展有关网络犯罪受害影响的假设方面的适用性。在这项研究中，大多数假设都被拒绝了，从而得出结论，必须做更多的工作来测试SAT在网络犯罪领域的适用性。此外，考虑到特定网络犯罪的优先级和方法，确定了政策含义，