Blockchain is attaining increasing attention across all sectors and industries. It has been considered in the literature as a breakthrough emerging technology with disruptive potential like combustion engines and internet. Although the companies are acknowledging the hype around the technology, they are still skeptical in adopting it for the actual value added for the firm. This paper reviews the academic literature as well as industry practices of implementation of blockchain in insurance sector. The systematic review by considering two sources is attempting to integrate insights from different bodies of knowledge. The objective of this review article is to compare both the literature sources to understand the actual levels of implementation and use cases, and to identify the direction in which the insurance sector is currently going in terms of adoption of this technology. This approach captures diffusion possibility versus actual diffusion in an industry based on collective intelligence of experts.

区块链正在越来越受到所有行业和行业的关注。在文献中已将其视为具有突破性潜力的突破性新兴技术，例如内燃机和互联网。尽管两家公司都承认对这项技术的炒作，但他们仍对将其用于公司的实际增加值持怀疑态度。本文回顾了保险业中实施区块链的学术文献以及行业实践。通过考虑两个来源的系统评价正在尝试整合来自不同知识体系的见解。本文的目的是比较两种文献资料，以了解实际的实现水平和用例，并根据该技术确定保险业当前的发展方向。这种方法基于专家的集体智慧，掌握了行业扩散的可能性与实际扩散的关系。