Abstract We estimate the effect of the distribution of banks by asset size on a country’s propensity to engage in cross-border banking. Countries where the distribution of banks by asset size is more skewed to the right (with few large and many small banks) lend more abroad and are recipients of more funds from foreign banks. This is consistent with the fact that large banks, with easier access to the international financial markets, act as a hub for smaller banks and at the same time stand out as safer too-big-to fail counterparts for foreign partners.

中文翻译：

---

少大多小：银行规模分布与跨境金融联系

摘要 我们估计了不同资产规模的银行分布对一个国家从事跨境银行业务的倾向的影响。银行按资产规模分布更向右倾斜（大银行少，小银行多）的国家向国外放贷更多，并从外国银行获得更多资金。这与更容易进入国际金融市场的大型银行充当小型银行的枢纽，同时作为外国合作伙伴更安全的大到不能倒闭的同行脱颖而出的事实是一致的。